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This Year?

Get started today and take advantage of these limited time rates!

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To Start Saving, Speak to a Banking Specialist

Visit your local branch or complete the form below to take advantage of these special limited-time rates.

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Annual
Percentage
Yield1

3.00

%

24 Month
Certificate of Deposit

Member FDIC Equal Housing Lender

NMLS ID# 410623

©2019 Bank Rhode Island - All Rights Reserved

2.00

Special
High Yield Savings

Annual
Percentage
Yield3,4

%

2.60

13 Month
Certificate of Deposit

Annual
Percentage
Yield2

%

* Business Accounts cannot be opened online at this time. Please visit a local branch to open your business account.

1 24 Month CD Promo 3.00% APY - This offer is available for personal and business customers. To receive the promotional 3.00% APY (Annual Percentage Yield), the minimum balance required to open the 5 Year CD Promo account is $10,000 or more with funds not currently on deposit with BankRI.  This offer does not include Individual Retirement Account (IRA) products.  After the account is opened or renewed, you may not make deposits into or withdrawals of principal from your account until the maturity date.  If you withdraw any principal before the maturity date, a penalty will be charged to your account. The penalty will be equal to 180 days interest.  The penalty will be calculated using the interest rate in effect on the date your account was opened or renewed. You must pay the full penalty regardless of the length of time the principal amount withdrawn has been on deposit.  This may result in a reduction of principal. We will waive the penalty under certain circumstances, such as the death or incompetence of an account holder. Fees could reduce earnings.  FDIC insured. Limited time offer, rate and product are subject to change without notice.   Refer to the Certificate of Deposit Disclosure on the BankRI website for additional terms.

2 13 Month CD Promo 2.60% APY - This offer is available for personal and business customers. To receive the promotional 2.60% APY (Annual Percentage Yield), the minimum balance required to open the 5 Year CD Promo account is $10,000 or more with funds not currently on deposit with BankRI.  This offer does not include Individual Retirement Account (IRA) products.  After the account is opened or renewed, you may not make deposits into or withdrawals of principal from your account until the maturity date.  If you withdraw any principal before the maturity date, a penalty will be charged to your account. The penalty will be equal to 180 days interest.  The penalty will be calculated using the interest rate in effect on the date your account was opened or renewed. You must pay the full penalty regardless of the length of time the principal amount withdrawn has been on deposit.  This may result in a reduction of principal. We will waive the penalty under certain circumstances, such as the death or incompetence of an account holder. Fees could reduce earnings.  FDIC insured. Limited time offer, rate and product are subject to change without notice.   Refer to the Certificate of Deposit Disclosure on the BankRI website for additional terms.

High Yield Savings: Promo Premium Savings 2.00% APY – The Promotional Annual Percentage Yield (APY) is guaranteed for 6 months (or 183 days) from account opening. This offer is available for new Personal or Business Savings accounts. The required minimum opening balance to receive the promotional APY is $10,000 and not currently on deposit at Bank Rhode Island. The minimum balance to earn interest is $1.00. A $5,000 average monthly balance is required to waive the monthly service charge of $10.00.  Fees could reduce earnings. After the promotional period, the account will revert to the standard variable APY for Savings accounts.  The availability of this offer is subject to change at any time. For more information speak with a BankRI Representative.  This account is not available to open online.

High Yield Savings (Available Online Only): Online Access Savings 2.00% APY - The Promotional Annual Percentage Yield (APY) is guaranteed for 6 months (or 183 days) from account opening. This offer is available for new Personal accounts and is only offered online. The required minimum opening balance to receive the promotional APY is $10,000 and not currently on deposit at Bank Rhode Island.  The minimum balance to earn interest is $1.00 and there no monthly service charge.  After the promotional period, the account will revert to the standard variable APY for Savings accounts.  The availability of this offer is subject to change at any time. For more information speak with a BankRI Representative.  This account is not available to open at a branch and must be open online. 

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